Choosing a Payment Provider
A decision guide for picking the right MemberPass payment provider — based on region, currency, recurring needs, and audience preferences.
Nine providers is a lot. This page walks you through a short decision tree so you can pick confidently — and ignore the rest until you need them.
The two questions that decide everything
1. Do you need automatic recurring billing?
- Yes → pick one of Stripe, PayPal, Paystack, Razorpay. Those four support automatic renewals; the others don't.
- No (one-time or lifetime plans only) → any provider works. Favour the provider your audience is most likely to already have.
2. Where do your subscribers live?
| Audience | Best provider |
|---|---|
| Globally distributed, cards preferred | Stripe — broadest coverage (138+ currencies, 42 countries), best conversion on cards, deep MemberPass integration. |
| Globally distributed, PayPal preferred | PayPal — 200+ countries, trusted brand for buyers who don't enter card details on unfamiliar sites. |
| India exclusively | Razorpay — UPI, netbanking, Indian cards, wallets. Recurring via UPI AutoPay. |
| Africa (Nigeria, Ghana, Kenya, South Africa, etc.) | Paystack — local payment methods, NGN/GHS/ZAR/KES support. |
| Sri Lanka / regional crypto | CeyPay — LKR + USDT across 5 chains. |
| Global crypto audience | CoinPayments — Bitcoin, USDT, USDC across many chains. |
| Telegram-native, digital goods policy compliance | Telegram Stars — frictionless in-app payments, meets Apple/Google rules. |
| Offline sales, giveaways, gifting | Access Codes — no gateway, generate and hand out. |
| Alternative to PayPal in harder regions | Skrill — 131 countries, good fallback. |
You can (and should) enable more than one. Turn on Stripe plus PayPal for a global audience — each subscriber picks whichever they trust more. Add Razorpay if you have Indian subscribers; add Paystack if you have African ones. The goal is never to exclude someone from paying.
Decision tree
What about tax and compliance?
Each provider handles its own tax collection (or doesn't) according to local law. This is provider-level, not MemberPass-level:
- Stripe supports Stripe Tax for automated sales tax / VAT collection in many regions.
- Razorpay handles GST for Indian transactions.
- Paystack handles regional taxes where required.
- CoinPayments and CeyPay leave tax collection to the creator — crypto doesn't naturally carry a tax layer.
Always consult a local accountant or tax adviser before launching — MemberPass doesn't provide tax advice.
Ready to set one up?
- Payment methods setup (creator guide) — the end-to-end setup flow, common to all providers.
- Follow the provider-specific guide for the one you chose:
- Stripe · PayPal · Razorpay · Paystack
- Skrill · CoinPayments · CeyPay
- Telegram Stars · Access Codes